The AI platform for credit report processing

Extract any data from any credit report with unmatched accuracy. With Affinda's AI agents, you can build custom credit report data extraction models in minutes, not months. Automate your whole workflow to achieve straight-through credit report processing at scale.

How to automate credit report processing with Affinda's AI

Upload your credit reports, your way

Email, drag and drop or connect via API.

Watch as it extracts your credit report data

Affinda's AI reads your credit reports with impressive contextual understanding. It splits and classifies documents, extracts and validates data, then transforms the output to match your business needs.

Automatically route the data to your systems

No manual data entry required. Affinda integrates seamlessly into your existing tech stack.

Extract any information from any document, fast

Example of automated data extraction from a document in Affinda

Create models in seconds

Upload a credit report and watch as Affinda instantly predicts the data fields you need, helping you automate credit report processing in just a few clicks.

Example of how to configure data transformations in the Affinda Platform

Cleanse and transform data

Affinda automatically converts extracted credit report data into the format your loan origination or core banking system requires, ensuring it's ready for immediate decisioning. Need something custom? Use natural language to describe how you want the data structured.

Example of how to configure data transformations in the Affinda Platform

Apply business logic

Use natural language to write validation rules and apply your business logic to credit report data. This ensures the output meets your risk assessment criteria and compliance requirements, enabling faster loan approvals and automated credit analysis.

Affinda's AI reads, understands and extracts data from any credit report or document

Pathway 1: Use our AI integrations agent

Create integrations with ease, even if you're not a developer. Choose from 400+ business systems and describe how you want your credit report processing integration to work, using natural language. Affinda's AI Integrations Agent will generate the code to connect with your credit scoring, loan origination or core banking platform.

Pathway 2: Write your own code

Easily connect Affinda with your systems using our client libraries. Automatically generate type-safe Pydantic models or TypeScript interfaces tailored to your credit report processing needs.

Integration platform and software logos

Get AI agents to process your credit reports

Example of business logic verifying accuracy of extraction in the Affinda Platform
Example of billing credits in the platform
Platform preview of instant AI learning from examples
Examples of seamless integrations supported in Affinda with no-code or API set up
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List of security layers continuously monitored by Affinda

Automate credit report processing with 99%+ accuracy

Extract data from Equifax, Experian and TransUnion – any bureau, any format – with more than 99% accuracy. Complex tables? Grouped tradelines? Multiple data sources? Our AI credit report data extraction software handles it all, eliminating errors and costly rework.

See ROI in weeks, not months

Get up and running fast with low-cost onboarding and usage-based pricing that scales with you. Our AI agents learn from just a few example credit reports, delivering measurable ROI within weeks, not months.

AI that instantly learns from your credit report and adapts

Affinda's credit report data extraction platform is the only one that learns instantly from every interaction. It adapts to bureau format changes, new tradeline structures and your feedback in real time – combining human intelligence with AI to make smarter credit decisions without manual retraining.

Easy integration, zero disruption

Connect Affinda seamlessly with your credit scoring, loan origination, CRM and core banking systems. No ripping out systems, no change-management headaches. Integrate it easily – with code or without.

Configure your credit report model, customize and maintain control

Build and manage your own intelligent credit report processing solution with the Affinda Platform, or leverage our team to set up and support. Maintain full control, make updates anytime without relying on us and scale effortlessly.

Enterprise-grade security

Credit reports contain some of the most sensitive consumer financial data. We take that responsibility seriously. Affinda is ISO 27001:2022 certified, and SOC 2 and GDPR compliant, giving financial institutions the confidence and protection they need to process credit data at scale.

Combine the best of artificial and human intelligence

99%+

accuracy in information extraction

10+

years of IP combined with the latest AI innovations

500M+

documents processed

50+

languages, supporting customers globally

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No need to talk to sales. Get started now

Experience Affinda’s full document processing capabilities from day one. With a free trial, discover how fast and easy it is to extract any data from any invoice.

Sign up for free

No sales calls, credit cards or gated features. Your free trial gives you full access to our AI document processing platform.

Upload your documents

Drag and drop, email or upload via API. Affinda's platform handles any document in any format and any layout.

See the magic

Watch as the platform predicts and extracts the data you need, letting you build document processing models in minutes.
Brisbane city bridge on river

Affinda has removed the laborious workload from our accounts staff, who now focus on quality assurance and management of any outliers.

- Nathaniel Barrs, CTO, PSC Insurance

95%

reduction in manual work

10×

more invoices processed with no added staff

 

Enhanced auditability and tracking of invoice approvals

Busy port with plane flying overhead

Customer satisfaction is always our top priority, and Affinda has helped us achieve that by eliminating phone calls, manual handling, and delays.

- Jorg Both, Head of Business Systems, Northline

120,000

proof of delivery documents processed annually

82%

of documents straight-through processed in the first weeks

 

Automatic validation of documents against ERP system

Two recruitment specialists reviewing a list of candidates

Affinda's ongoing improvements in its AI models demonstrate its innovative approach in Document AI.

– Michael Zhao, AI Product Manager, SEEK

  • High accuracy parsing across multiple languages
  • Improved customer experience thanks to better structured data
  • Stronger compliance with international data security and software standards
An artist painting on a community wall

Affinda’s support and expertise were invaluable… The experience working with Affinda was excellent.

- Nick Tran, Business Analyst, StateCover Mutual

300,000

documents processed annually

80

different document types

60%

Enhanced auditability and tracking of invoice approvals

Logistics manager reviewing paperwork onsite

The results have spoken for themselves. I recommend Affinda to anyone looking to enhance their product or business with AI capability.

- Steve O’Keeffe, CTO, Felix

76%

reduction in manual data input

30%

reduction in compliance data errors

85,000

compliance documents processed annually

Frequently asked questions

What is credit report processing?
What is credit report data extraction?
What is credit report extraction?
What is a credit report parser?
What is credit report line extraction?
What data fields can Affinda's AI credit report processing software extract?
What file types does Affinda's AI credit report processing solution support?
How does Affinda process credit reports and extract credit report data?
Can Affinda extract data from scanned or image-based credit reports?
What language does Affinda's AI credit report automation platform support?
Does Affinda integrate with credit scoring and loan origination systems?
What are some examples of AI credit report workflow automations?
What is a credit report OCR data extractor?